New Homeowners Before and After Moving in Checklist
No matter what type key opens the door to your new home, there are numerous sites that point out what you need to do once you open that door! I read all of them the first time I moved and just found the written copy in my drawer.
BEFORE YOU MOVE IN:
1) You will want to have water/electric/gas/oil on when you move in. Call the local companies and make sure its turned on the day before or day of moving.
2) Call a few locksmiths, compare costs (make sure you know how many doors and types of locks you would like to install before calling the locksmith to get accurate cost. Set up appointment for first day.
3) Register your change of address online and start date to forward your current mail.
4) Call phone company (if you still have landline).
5) Can see what cable companies service your area and cost compare. Set up appointment if need to install lines.
6) Compare insurance rates with an insurance broker or various insurance companies. Even if not in flood zone, check to see if there has been any issues with water in the area, and whether it would be worth getting it. We know that is worthwhile call based upon Hurricane Sandy where many homes were flooded.
Make sure you buy a file cabinet – small or large! This will be a critical item to have (outside your furniture and personal effects of course). First thing you will want is a bright colored file folder to put in all of your documents for home purchase, from inspection report, to appraisals, to surveys and Closing Papers!
AFTER YOU MOVE IN:
1) Change those locks, install phone and cable.
2) Make sure you buy a first aid kit for all of those “fixing” up the house chores and keep in a handy cabinet.
3) Make sure you have smoke alarms and carbon monoxide alarms with plenty of batteries. Keep a fire extinquisher handy, especially if you have a fireplace.
4) Make sure you know where your breaker box and water switches are located.
5) Update your drivers license and vehicle registration.
6) If entitled to a Star Deduction (School Relief tax deduction in Westchester County), go online and see when and how to apply.
7) Look up your medical insurance websites and find local doctors, dentists, eye doctors or specialists. Call and find out hours and I suggest visiting them personally before signing up. Know where the nearest emergency room and walk in doctors are.
8) If have a pet, research local veterinary clinics so that you have them ready when you need them.!
8) If there is an alarm system in the house, or if you want to add one, cost compare some in you new neighborhood.
9) If first time homeowner and moving from apartment, some items you may want to invest on is a snow shovel for winter and yard tools if moving in spring!
AND…Back to that File Cabinet.
Most people buying homes, whether brand new or already lived in will be making updates, or installing new kitchen, repointing fireplaces, adding a powder room, upgrading electrical and the list goes on! Its important to keep track of all major, or even minor home expenditures, including money spent on the upgrades, copies of the warranties, assembly directions and repair services. Easy access is great for troubleshooting as your appliances get older, and can provide a tax advantage when you go to sell the house. So, keep the files in a safe place. It is also nice to have the purchases and warranties handy for future home buyers.